Encompass Insurance
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© 2018 Allstate Insurance Company — All Rights Reserved language
The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, conditions, and exclusions applicable to products and services offered through Encompass Insurance. Product availability varies by state and is subject to qualifications. Description of a product or service on this site does not constitute an offer of coverage.
Coverages and discounts are subject to availability and qualifications. Some coverages are not available or are subject to modification in certain states. Other terms and conditions may apply. See your independent agent on specific information on coverages, limits and exclusions.
The information contained herein was believed to be accurate at the time it was posted. Encompass Insurance periodically updates the information on this website; however, Encompass Insurance does not accept responsibility of the timeliness of the information at the time it may be accessed nor does it accept any liability for any errors or omissions therein.
Encompass Insurance is underwritten by one or more of the following companies which have home offices located in Northbrook, Illinois except where otherwise noted:
Insurance products and services provided through Encompass Insurance are not offered outside of the United States of America and are not available in Alaska. All products and services referenced on this website are subject to availability, which may vary by state, and qualifications. Other terms and conditions may apply. Please contact an Encompass Insurance agent for details.
This site may contain links to other Internet sites ("third-party sites") that are not controlled or maintained by Encompass Insurance. These links are provided as a convenience to visitors to our site. Encompass Insurance is not responsible for and makes no warranties or representations about the contents of any third-party sites nor does it approve, endorse or certify information available at any third-party site or linked addresses contained herein.
As used in this consent, the prospective policyholder or policyholder is referred to as "you", "your" or "Policyholder" and Encompass Insurance Company, Encompass Home and Auto Insurance Company, Encompass Indemnity Company, Encompass Independent Insurance Company, Encompass Insurance Company of America, Encompass Insurance Company of Massachusetts, Encompass Insurance Company of New Jersey, Encompass Property and Casualty Company, Encompass Property and Casualty Insurance Company of New Jersey, Encompass Floridian Insurance Company, Encompass Floridian Indemnity Company are referred to individually and collectively as "Encompass", "we", "us" or "our".
In order to apply for, purchase or service an insurance policy or other product through our website, you must agree (i) to complete and sign your application(s) and related forms electronically and (ii) to receive electronic communications from us. This consent applies to any transaction you enter into with us through the Encompass website.
1. Electronic ("Paperless") Communications: If you are electing or have elected to receive documents from us in electronic form, you agree as follows:
2. Electronic Signature and Use of Electronic Documents: If you elect to complete and/or electronically sign your application or any other related document on this Site ("electronic document"), you agree as follows:
By completing an electronic application or other form on this Site, you agree that, for purposes of complying with any applicable law that requires a "writing," such electronic document shall be considered to be "in writing" or "written" to the same extent as if it were in paper form. You and we intend the federal Electronic Signatures in Global and National Commerce (E-SIGN) Act to apply to the fullest extent possible to validate the electronic transactions and communications of the parties.
By electronically signing a document on this Site (which may include clicking on an "I Accept" button or other steps designated on this Site as constituting your electronic signature), you agree that application of your electronic signature indicates your intent to sign and be bound by the applicable document to an extent no less than if it were signed using pen and paper, that it shall satisfy all legal requirements for a signature.
If introduced as evidence in any judicial, arbitration, mediation, or administrative proceedings, such electronic documents shall be admissible as between you and us to the same extent and under the same conditions as records originated and maintained in paper form, and you agree that you shall not contest the admissibility or enforceability of such electronic documents resulting from your electronic transaction(s) through our website on the basis that the electronic document was not originated or maintained in paper form.
If you have questions regarding Electronic Signature please contact 1-833-415-9958.
3. Online Account Access. If you choose to create an online account on the Encompass website, you agree to the following: