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Do you know where your condo association’s coverage ends and your own coverage begins? Encompass can help fill in the gaps, so whether your place is downtown or in the suburbs, you can enjoy customized protection that fits your needs.
Encompass condo insurance offers:
Covers the portion of the condo structure that the insured is responsible for.
Covers increase in living expenses, from hotel accommodations to restaurant bills, if your condo is uninhabitable after a covered loss.
Covers the contents of your condo like furniture or clothing in case of an incident such as fire or theft.
Helps protect you or your family member if you are held legally responsible for an injury or for damaging someone else’s property.
May help pay for necessary medical expenses including surgery, x-rays and dental work if a guest is injured on your property.
Covers the repair assessment if something happens to your Homeowners Association’s shared buildings or common areas due to a covered loss. Also covers assessments resulting from liability.
Provides additional protection for home-sharing hosts, rentals and personal property in the event of theft or damage.
Pays for water damage caused by backed up sewers, drains or sump pumps.
Provides increased coverage to the condo policy and may increase the limits on specific, high-value items like jewelry, fur and art.
Broadens coverage to provide additional protection against loss to contents.1
Covers expenses resulting from identity fraud, such as lost wages and loan application fees.
Covers claims such as libel, slander, invasion of privacy, false arrest, humiliation or defamation of character.
Covers increased costs due to the enforcement of any building codes, ordinances or laws regulating construction, maintenance or demolition of your condo, when discovered in the event of a covered loss.
Covers recovery of lost data, like family photos, videos and music, from computers in the event of a covered loss.
Increases limits beyond the base policy for the fee a fire department may charge when responding to a call after a covered incident.
Provides replacement of the like, kind and quality of your contents, rather than the depreciated actual cash value, up to the limits of the policy.
Save on your condo policy just for having your auto policy with Encompass.
Applies if you are claim-free for the past five years.
Applies if your condo has additional protection against fire, theft and water.
Eligible if you have recently purchased your condo.
Talk to an Encompass Independent Agent about an Encompass condo insurance policy to fit your lifestyle.
The coverages, features, and discounts on this website are not available in every state. Coverages, features and discounts subject to terms conditions, and qualifications. Policy exclusions may apply. Savings vary based on factors such as state and coverages selected. If you are a current customer, review your policy for coverage details. Otherwise, please contact an Encompass Insurance Independent Agent for availability and additional information.
1Exclusions and restrictions apply. See policy for details.