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Encompass® Renters Insurance
Worry-free renters protection for your possessions
Your possessions are valuable, and many renters may not realize the potential cost to replace them if something were to happen. With Encompass, rest easy knowing your belongings are safe.
Encompass renters insurance offers:
BUILDING IMPROVEMENTS COVERAGE
Covers the portion of the residence that you are responsible for.
ADDITIONAL LIVING EXPENSE
Covers increase in living expenses, from hotel accommodations to restaurant bills, if your residence is uninhabitable after a covered loss.
PERSONAL PROPERTY PROTECTION
Covers the contents of your residence like furniture or clothing in case of an incident such as fire or theft.
FAMILY LIABILITY PROTECTION
Helps protect you or your family member if you are held legally responsible for an injury or for damaging someone else’s property.
GUEST MEDICAL PROTECTION
May help pay for necessary medical expenses including surgery, x-rays and dental work if a guest is injured at your residence.
Helps pay for water damage (such as cost to replace furniture) caused by backed up sewers, drains or sump pumps.
SCHEDULED PERSONAL PROPERTY
Provides increased coverage to the renter’s policy and may increase the limits on specific, high-value items like jewelry, fur and art.
OPEN PERIL CONTENTS
Broadens coverage to provide additional protection against loss to contents.1
IDENTITY THEFT EXPENSE
Covers expenses resulting from identity fraud, such as lost wages and loan application fees.
PERSONAL INJURY LIABILITY COVERAGE
Covers claims such as libel, slander, invasion of privacy, false arrest, humiliation or defamation of character.
ELECTRONIC DATA RECOVERY
Covers recovery of lost data, like family photos, videos and music, from computers in the event of a covered loss.
PERSONAL PROPERTY REPLACEMENT COST REIMBURSEMENT
Provides replacement of the like, kind and quality of your contents, rather than the depreciated actual cash value, up to the limits of the policy.
Save on your renter’s policy just for having your auto policy with Encompass.
Applies if you are claim-free for the past five years.
It’s your policy—we can help you customize it.
Talk to an Encompass Independent Agent about an Encompass renters insurance policy to fit your lifestyle.
The coverages, features, and discounts on this website are not available in every state. Coverages, features and discounts subject to terms conditions, and qualifications. Policy exclusions may apply. Savings vary based on factors such as state and coverages selected. If you are a current customer, review your policy for coverage details. Otherwise, please contact an Encompass Insurance Independent Agent for availability and additional information.
1 Exclusions and restrictions apply. See policy for details.