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Encompass® Renters Insurance

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Worry-free renters protection for your possessions

Your possessions are valuable, and many renters may not realize the potential cost to replace them if something were to happen. With Encompass, rest easy knowing your belongings are safe.

Encompass renters insurance offers:

Standard features

BUILDING IMPROVEMENTS COVERAGE

Covers the portion of the residence that you are responsible for.

ADDITIONAL LIVING EXPENSE

Covers increase in living expenses, from hotel accommodations to restaurant bills, if your residence is uninhabitable after a covered loss.

PERSONAL PROPERTY PROTECTION

Covers the contents of your residence like furniture or clothing in case of an incident such as fire or theft.

FAMILY LIABILITY PROTECTION

Helps protect you or your family member if you are held legally responsible for an injury or for damaging someone else’s property.

GUEST MEDICAL PROTECTION

May help pay for necessary medical expenses including surgery, x-rays and dental work if a guest is injured at your residence.

WATER BACK-UP

Helps pay for water damage (such as cost to replace furniture) caused by backed up sewers, drains or sump pumps.

SCHEDULED PERSONAL PROPERTY

Provides increased coverage to the renter’s policy and may increase the limits on specific, high-value items like jewelry, fur and art.

OPEN PERIL CONTENTS

Broadens coverage to provide additional protection against loss to contents.1

IDENTITY THEFT EXPENSE

Covers expenses resulting from identity fraud, such as lost wages and loan application fees.

PERSONAL INJURY LIABILITY COVERAGE

Covers claims such as libel, slander, invasion of privacy, false arrest, humiliation or defamation of character.

ELECTRONIC DATA RECOVERY

Covers recovery of lost data, like family photos, videos and music, from computers in the event of a covered loss.

PERSONAL PROPERTY REPLACEMENT COST REIMBURSEMENT

Provides replacement of the like, kind and quality of your contents, rather than the depreciated actual cash value, up to the limits of the policy.

MULTI-POLICY

Save on your renter’s policy just for having your auto policy with Encompass.

CLAIM FREE

Applies if you are claim-free for the past five years.

It’s your policy—we can help you customize it.

Talk to an Encompass Independent Agent about an Encompass renters insurance policy to fit your lifestyle.

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