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Life can be unpredictable. There's no shortage of complicated challenges and unforeseen circumstances that could pose a real risk to your family's assets and financial future. A Surround Solutions by EncompassSM personal umbrella policy is designed to help protect you from life's unexpected events—so you don’t have to worry about protecting what’s important.
Here are some examples of when a personal umbrella policy could provide additional personal liability coverage for you and your possessions.
Let’s say you have an auto policy that covers $500,000 in bodily injury and a $1 million personal umbrella policy. After a major at-fault auto accident, you’re found liable for a $1.25 million judgment.
Your auto coverage "runs out" at $500,000—meaning you're potentially on the hook for the remainder. That's where your personal umbrella coverage steps in, picking up where your auto coverage stops and covering the remaining $750,000.
Talk to an Encompass Independent Agent to learn more about a personal umbrella policy.